Timo

Smart spending and investment management with Timo Digital Bank by BVBank – free of all fees.

Free withdrawals and transfers with Timo.

Timo - The best bank for 4 consecutive years - is committed to bringing you great experiences such as:

• Free 24/7 fast transfer to all banks in Vietnam with money transfer limit up to 1 billion VND/day with exciting feature experiences such as:

− Send notifications of receipt of money by heart, laugh or outrage for transactions with friends using Timo.

− Send money transfer messages in Vietnamese and Emoji.

− Easily view Transaction list with each Payee.

− TimoPay with link: Allows you to fast transfer money by sharing a link to anyone in 3 seconds without knowing their bank account numbers.

− QR Code: receive payments or deposits quickly without sharing your account information.

• Upgrade your online account package with Video call KYC to unlock international payments and increase money transfer limit up to 1 billion VND/day.

• Connect with popular e-wallets: Momo, ZaloPay...

• Pay by scanning VNPAY-QR code without cash safely - quickly - conveniently at payment acceptance points.

• Payment of utilities: bills (electricity, water, Internet, postpaid mobile phones...), phone top-ups...

• Experience international online payment with Timo Debit Visa virtual card.

• Help you easily access capital with:

− Timo Visa credit card: free of issuance fee and annual fee for life.

− Overdraft is a convenient financial tool that provides access to additional funds when your Spend Account balance hits zero.

− Installment loan package with partners of Timo.

• Smart online saving:

− Goal Save: help you achieve your short-term financial goals with automatic accrual settings by day, week or month.

− Term Deposits: allows you to open an online savings account with competitive interest rates and flexible terms.

• Money Pot: help break down your incomes and manage them effectively in the form of Money Pot corresponding to your own use.

• Invite your friends to join Timo with your own referral code and follow the journey with Timo Star Club.

• Investment partner VinaCapital, VCAM and Liberty Travel Insurance are both profitable investment solutions and protect yourself and your loved ones.

• Secure method trusted by multiple layers of login authentication and instant notifications when making transactions.

• Personal Financial Management – where all the quintessential tools to understand your finace reside:

− Cashflow Overview.

− Cashflow by Category.

− Asset Tracker.

− Credit Card Report.

− Cashflow by Payment Type & Payee.

As soon as you receive your TIMO debit card, YOU CAN INCREASE MORE BENEFITS:

• Free withdrawals at more than 17,000 ATMs of Napas and POS payments at all cardaccepting units nationwide.

• Quickly top up cash at the CRM (Cash Recycling Machine) system.

• Withdraw cash without a card using VietQR code at supported ATMs.

• Touch payment with Chip card is fast and safe.

• Activate, lock/unlock and reissue the card right on the app in case the card is lost.

• Link more e-wallets with Timo card numbers such as: Momo, ZaloPay…

OPEN A TIMO VISA CREDIT CARD TO ENJOY:

• Spend cashless with a limit of up to VND 500 million at more than 30 million card-accepting locations worldwide.

• Free annual card for life and enjoy spending up to 55 days with absolutely 0% interest charged..

• The installment feature helps you convert large expenses into smaller ones and choose the right repayment period.

Quickly open an online Timo account to enjoy a practical banking experience with your life.

If you have any questions, please kindly contact us:

Hotline: 1800 6788

Email: care@timo.vn

Website: www.timo.vn

Hangout:

• Saigon: 258 Nam Ky Khoi Nghia, Vo Thi Sau Ward, District 3, Ho Chi Minh City.

• Hanoi: 318 Hue Street, Pho Hue Ward, Hai Ba Trung District.

• Da Nang: 23 Nguyen Van Linh, Binh Hien Ward, Hai Chau District.

• Can Tho: 79A Tran Phu, Cai Khe Ward, Ninh Kieu District, Can Tho.